Privacy Policy

Our policy and terms including income disclaimers.

POSTED PRIVACY POLICY FOR ANY SMARTZVILLE CONTENT, EBOOKS, OR EMAIL
CONSULTATION

This Privacy Policy describes the terms of our commitment to your privacy.

REVISIONS TO THIS PRIVACY POLICY WITHOUT NOTICE

This Privacy Policy is subject
to change without notice. You may not assume that it remains the same and you agree to check the policy each time you visit the site for changes.
You will receive no notification of changes to this Privacy Policy nor does this
web site promise notification. Your continued use of this site always evidences your acceptance of the terms of this Privacy Policy,
the Posted Terms of Use or any modifications to either.

LATEST UPDATE

This Privacy Policy was created
(updated) on: November 9, 2006

PERSONS OR PARTIES COVERED 

This Privacy Policy is intended to cover all visitors to this website, all subscribers to lists or newsletters
and all customers. All persons who visit or view this website are described herein as
"visitors" and are parties to this Privacy Policy. Subscribers to lists or Newsletters are referred to herein as
"subscribers" and are parties to the Privacy Policy. Persons who join
or visit through a marketing relationship are referred to herein as
"affiliates" and are covered by this Privacy Policy. Finally, anyone who orders, attempts to order, or receives a product sold
from this website is called a "customer" herein and is subject to this Privacy Policy. The website, its agents, owners,
and managers are referred to collectively herein as "website"
or "smartzville" or "for Smarties".

PERSONS EXCLUDED FROM THIS WEBSITE ARE STILL COVERED

In the event that a visitor is excluded from this website
due to the consideration of the Terms of Use by the website, or who unlawfully views this site, remains subject to the terms of this Privacy Policy and is in violation of the Terms of Use.

PERSONS UNDER 18 YEARS OF AGE ARE EXCLUDED FROM THIS WEBSITE

This website is not lawfully accessible to persons under the age of 18 or who are otherwise covered by the provisions of the Child Online Privacy Act of 1998 (COPA) as amended from time to time. If you are under the age of 18 you must leave this
website.

VIEWING OR COMMUNICATING IS CONSTRUED AS ACCEPTANCE OF THE TERMS OF THIS POLICY

Acceptance of the terms of this Privacy Policy
and the posted Terms of Use is required for your right to visit or
interact with the website.

ABOUT THE PERSONAL INFORMATION THIS WEBSITE COLLECTS AND HOW IT IS USED

This website routinely collects information about its visitors, subscribers,
affiliates and customers. This information is obtained in various ways, such as:

Registration (an active, positive
step to communicate with this website). This can include pages or pop-ups where
the visitor registers for a newsletter or subscribes to a mailing
list; it can include requesting information from the website via
email; it may be from joining an affiliate program; or it may be from ordering a product.

Credit card information is never
requested, processed or retained by the website. All transactions are
managed by a secure, 3rd party, merchant processing company (i.e.
ClickBank or PayPal).

ONLINE ORDERING

Online ordering via SSL encrypted communication provided by
third party credit card processing companies. These third party
companies provide information to the website but does not provide complete credit card numbers. In the process of online ordering, the
website receives a visitor’s name, city, state, email address, and
order number. Such information is used by the website to deliver the
product.

VISITOR EMAIL INQUIRIES

Visitors, subscribers and
affiliates who wish to communicate or interact with the website do so under two conditions: one, they give their permission
to contact; two, they are subject to the general ‘SUBMISSION’ agreement of this policy. While your email address may or may not be used to solicit you, it
may be added to the website’s general solicitation database.

CUSTOMER EMAIL OR TESTIMONIALS

If you are a customer and send an email to the website, or if you communicate with the site by phone or mail, the website collects information about your communication and by communicating with the site you give your permission to collect, archive, retrieve, and otherwise use any information collected as the site sees fit.
Any communication which, in its sole discretion, the site deems to be a testimonial, may be publicized for commercial purposes.

INFORMATION OBTAINED FROM REFERRING EMAIL OR REFERRING URLS

If you send a friend an email
regarding this website or if you send the URL of one of our web pages to a friend, you must assume that some data is collected about your IP address or your email address and that of your friend. You must assume that referred emails or web pages may appear to come from your email. You must accept full responsibility for referring pages or email to a friend and agree to indemnify this
website for any damage, intentional or unintentional that results from said referrals.

INFORMATION OBTAINED FROM ELECTRONIC MEANS AND ‘COOKIES’

Many websites, including this one, collect information about your computer, your email address, and your IP address. You must assume that your web-viewing or web-use activity is monitored, tracked, and
that information is collected. This information is not usually of a personal nature, but it may help define your viewing habits and product preferences even though the website may or may not have any idea who you are.

“Cookies” is an internet term for
small bits of computer code placed in a temporary folder on your hard drive. Websites use this to keep you ‘logged in’, to keep track of
your search and surfing habits, or to track referrals to products sold
on this website. Again, information contained in cookies may or may not be personal information, but it is
nonetheless information and by using this site you are expressly giving permission to use ‘cookies’ and to use the information gathered from their use.

HOW INFORMATION MAY BE USED

The use of information as described below may or may not be how information that is collected is customarily used by this site. While actual use of any information collected may be used quite conservatively, you must assume that it is not. You must assume that information collected is shared with other persons or entities for commercial purposes. While this is uncommon in practice, you must assume that it is as you make your decision whether or not to view or interact with this website. This type of shared information may include your name, address, phone number, email address and buying habits, as well as other information. This information may be used for general commercial solicitation by this website or other persons it is sold to, rented to, or shared with.

Credit card information or other financial information is not usually known to the website.

By providing to this website information that forms the basis of communication with you, such as an email address, you waive all rights to file complaints concerning unsolicited email or spam from this website since, by providing such information, you agree to receive communication from us or other marketing organizations. However, all email communication
to you from this website shall contain an ‘unsubscribe’ link. You may notify the website that you no longer wish to receive solicitations or information and your name will be removed from the general solicitation database.

CONTACT INFORMATION

Please use the contact form
here: http://www.smartzville.com/contact.htm
Smartzville, USA
General Delivery
Boulter, Ontario, Canada
K0L1G0

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Terms of Use

POSTED TERMS OF USE FOR ANY SMARTZVILLE CONTENT, EBOOKS, OR EMAIL
CONSULTATION

ALL CONTENT REQUIRES PRE-CONSIDERATION AS A CONDITION OF ALLOWING
VISITOR ACCESS. READING AND ACCEPTING THE POSTED TERMS OF USE AND READING AND ACCEPTING THE PROVISIONS OF THE PRIVACY POLICY ARE REQUIRED
PRE-CONSIDERATIONS FOR GRANTING YOU THE RIGHT TO VISIT, READ OR INTERACT WITH
OUR AFFILIATES, MANAGERS, OR COMPANY OWNER.

YOU ARE LEGALLY DENIED ACCESS UNLESS
YOU READ AND ACCEPT BOTH THE POSTED TERMS OF USE AND THE POSTED PRIVACY POLICY.

BY VISITING, READING, USING, OR INTERACTING WITH THIS WEBSITE OR WITH ANY BANNER, POP-UP,
OR MEANS OF CONTACT THAT APPEAR WITHIN, YOU ARE AGREEING TO ALL THE PROVISIONS
AS SET OUT BELOW.

IF YOU ARE UNDER THE AGE OF 18
YOU ARE DENIED ACCESS TO THIS WEBSITE. IF YOU ARE UNDER 18 YEARS OF AGE, IT IS UNLAWFUL FOR YOU TO VISIT, READ, OR INTERACT WITH THIS WEBSITE OR ITS CONTENTS IN ANY MANNER.
AS A BUSINESS RELATED WEBSITE, SMARTZVILLE, USA SPECIFICALLY DENIES ACCESS TO ANY INDIVIDUAL THAT IS COVERED BY THE CHILD ONLINE PRIVACY ACT (COPA) OF
1998.

THIS POSTED TERMS OF USE AGREEMENT MAY CHANGE. VISITORS HAVE AN AFFIRMATIVE DUTY, AS PART OF THE
PRE-CONSIDERATION FOR PERMISSION TO VIEW OR INTERACT WITH THIS WEBSITE, TO
VISIT THIS PAGE OFTEN.

PARTIES TO THE TERMS OF USE AGREEMENT

Visitors, readers, users, subscribers, affiliates, or customers, are collectively referred to as
"visitors", and are parties to this agreement. The website and its owners and/or operators are parties to this agreement, herein referred to as
"website" or "smartzville" or "for smarties".

USE OF INFORMATION FROM THIS WEBSITE

Unless you have entered into an express written contract with this website to the contrary,
visitors  have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any of
this website’s content. By viewing the contents you agree to this condition and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Visitor agrees to liquidated damages in the amount of
USD $100,000 in addition to costs and actual damages for breach of this provision. Visitor
warrants that he or she understands that accepting this provision is a condition of viewing and that viewing constitutes acceptance.

DISCLAIMER FOR CONTENTS OF SITE

The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume
that all risk of viewing, reading, using, or following the advice of this information.
You have no right to rely on any information contained herein as accurate. The website makes no such warranty.

DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THIS WEBSITE OR ITS
CONTENTS

Visitor assumes all risk of
viruses, worms, trojans, or any other corrupting factors as a result
of viewing, reading, or using this website and its contents. Visitors
view and interact with this site, banners, pop-ups or advertising displayed, at his own risk.

DISCLAIMER FOR HARM CAUSED BY DOWNLOADS

Visitor downloads information from this site at this own risk. Website makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms.

LIMITATION OF LIABILITY

By viewing, using, or interacting in any manner with this
website, visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or
unforeseeable, whether personal or business in nature.

INDEMNIFICATION

Visitor agrees that in the event he causes damage, which the
website is required to pay for, the Visitor promises to reimburse the
website for all.

SUBMISSIONS

Visitor agrees that any communication between
visitor and website is deemed a submission. All submissions shall become the exclusive property of the
website and may be used, without further permission, for commercial use without additional consideration of any kind. Visitor agrees to only communicate that information to the
website which it wishes to forever allow the website to use in any manner as it sees fit.
No notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition
to interact with the website.

CONTACT INFORMATION

Please use the contact form here: http://www.smartzville.com/contact.htm
Smartzville, USA
General Delivery
Boulter, Ontario, Canada
K0L1G0